Wednesday, February 29, 2012

Maggie's 1!

January 16th, Miss Magnolia turned one. We happened to be over at the beach that weekend and got to ring in her birthday with a fun pancake breakfast with friends!

We then celebrated her birthday the next weekend with family and friends and had a blast seeing everyone. Maggie is very social and loved being around everyone. She finally started to crawl right before Christmas and can get around quite quickly now. She isn't quite interested in walking, but I have a feeling once she does get interested, we are going to be doing quite a bit of chasing. She has such a mind of her own but is so cute and adorable, she makes it worth it!

 Cute pink tiny crocs!


 A bath baby!




Giving the baby loves and snuggles!

 Cute Porter-man!



 Cute birthday banners and decorations made by my sister and I.


 Cute Mommy/daughter picture.


 Cupcake!

Oh, it just breaks your heart.

Monday, November 14, 2011

Tuesday, August 9, 2011

Another praise...

A few weeks after we arrived home from the Maggie's stay in the NICU we received a letter in the mail stating our insurance company had denied paying the claim for my one night stay at OHSU. The letter stated that it was denied as I did not need to be placed in a higher care facility. Basically, they were saying it was not necessary for me to be transferred and get higher care at OHSU. Generally, if you are to transfer from one hospital to another you would have to get pre-approval from the insurance company that this is a necessity and they would then cover it. Well, in an emergency situation such as we were in the doctors and us all made the best decision we knew. Mom and baby needed to be together. We believe this no matter what. The whole time Maggie was being worked on in the nursery at Silverton Hospital, AJ was standing right along side her. He was transported with her and was with her when they checked her in to OHSU. The only time he left her was at 5am on Monday morning after being awake for over 24 hours! He needed some rest and wanted to be with me. Having a traumatic birth and a baby in the NICU and the mom in recovery has got to be hard on the dad and family. Who do you be with?

Anyways, so my one night stay at OHSU was denied. Not the doctors that treated me, that was covered, the stay, room and board. $2200. Denied. Well, we were floored to say the least. How can you deny the mother who is postpartum, who has just pushed a baby out, who is unsure of if she will live or not, who believes that nursing and skin to skin contact is vital vital vital in the first few seconds of their life. How can you deny that? Even though we couldn't do all that with Maggie, the mere fact that what if she was to take a turn for the worse like she did on Monday night and I was sitting in a hospital bed miles away in another city? How do you deny all this?

So we called ODS and explained our situation and they very kindly told us to submit an appeal. We filled out the form, had our delivering doctor write a letter and we wrote a letter explaining our appeal. We had six months to submit it and about 2 weeks shy of the 6 month date, we sent it off. A week later we got a form I had to sign and I sent that back. Then on Saturday another letter arrived from ODS.

Our denial had been overturned and they stated they would be covering the claim! Praise Jesus! Insurance companies do have hearts after all!

We most likely will still owe some money but not all $2200. FYI, one nights stay at OHSU is about $2200 in case you are price shopping. :)

Again, God has shown himself to us in His way and reminded us He is in control, we just have to place all our trust in Him.

Sunday, June 26, 2011

Monday, June 20, 2011

You just never know.

I would have never ever known such a thing was possible.

February 2011, a month after Maggie was born, all the explanation of benefit pages were coming in for my delivery and Maggie's hospital stay. I couldn't keep up with it all fast enough but from the advice of others they said to wait till everything had billed and then see what we owed. We did get one rejection letter from our insurance company that they were not going to cover my stay at OHSU after I was transferred up there post delivery. Everything was covered. We have a plan that has a deductible and then you pay 20% copay to the maximum out of pocket. And then on a few things, they were covered differently, like both Maggie's and mine ambulance rides. So the bills started coming in.

We had a bill from Silverton Hospital, OHSU hospital, OHSU doctors, Woodburn Ambulance and Metro West Ambulance. We figured roughly before insurance it was about $100,000. With insurance, our cost was around $5500. That's a lot of money we weren't really expecting to pay.

But let me know tell you how God works in ways, we can't see.

I called each of the places and asked if we could start paying after I returned to work from maternity leave as our income was reduced while I was at home. They each made appropriate arrangements and I headed back to work in March. I then called each place and asked to set up a payment plan as there was just no way we could pay all of this off. Who has that kind of savings??

We received an anonymous gift that allowed us to pay off both the ambulance companies and make a payment on another bill. I got each account set up and starting paying. Two months went by and it was tight. Each month was to the penny. We were just barely squeaking by and I didn't know how we would be able to do it in the winter months when our heat and electricity bill seems to spike! But we trusted God he would provide and continued on.

At one point when I had called OHSU hospital to set my account up on a payment plan, I mentioned something about how it works to apply for financial assistance that I had seen noted on the back of my bill. The customer service operator asked a few questions and then said she would mail me the application. I received it and then filled it out, got copies of pay stubs and taxes and faxed it back.

Two weeks later, we received a statement in the mail that the balance due had been reduced by roughly $400!! And OHSU doctors bill separately but if you qualify with one, you qualify for the other and reduced our other bill by $700. I was blown away. I had willingly filled out the application but then mumbled and moaned after I submitted it that we would not qualify. We make way too much money, I complained. But I did pray. I asked God that no matter what the outcome, He would continue to provide for us. 

You just never know.

God is faithful. AJ and I decided to close out an old retirement account we had and pay the penalty and taxes on it so that we can pay the remainder of all our bills off except for one. God is good! He has provided for us in so many ways. Maggie, medical insurance, a job for both AJ and I, and now a way to pay our medical bills. My human mind wants to manipulate and try to figure out ways to make things work, when the truth of the matter is, God knows and is taking care of us in so many ways, more than we know.

You just never know.

Sunday, May 22, 2011

Maggie is 4 months

Our sweet little baby turned 4 months old on May 16th and that meant a lot of things. Mostly, she was soon to have her 4 month NICU follow-up with a Neuro Pediatrician at OHSU/Dornbeckers. So, since I was going to have to take her up to Portland for that appointment, I decided to make 2 other doctor appointments for Maggie the same day. I know, aren't I such the best mom ever? AJ wanted to come as well since the appointment with the Dornbecker doctor was such a big appointment. Big in the sense of finding out how our baby was doing developmentally and big also in the sense of a 3 hour appointment!

So, in the morning Maggie had her 4 month well baby check up with our normal pediatrician. She did great. No big concerns from us and because she is our second, we aren't as surprised when things change and come up, she is a pretty good sleeper and she is a great eater/poop-er/pee-er. What more could you ask for from a 4 month old? So not a lot of questions. Her stats are: weight, 15 pounds and height is 25 inches. To compare, Porter was 15 pounds 12 ounces and 26 1/2 inches in height. She is very normal but man oh man, she is a chunky monkey. And when she got her one shot, the nurse commented that this is when her thunder thighs would come in handy! She still cried a tiny little bit but was her happy smiling self shortly thereafter.

The next appointment was for an ultrasound follow up from her bladder infection. We drove down the rode to St. Vincent Hospital and had a renal ultrasound down. Meaning, they look at your bladder and your kidneys and send pictures and results to our doctor to make sure they are properly functioning. How do you do an ultrasound on a baby? Very carefully. The bladder was pretty easy but the the kidneys they need you lying on your belly, so I tried to hold Maggie chest to chest but she would not have any of it as she is in the stage when she is awake she wants to look out, not at my chest. So, I rocked her a little and she thankfully fell asleep and the rest was a breeze. So glad it worked out that way and we will find out the results early this week. Let's pray all is okay with her kidneys.

AJ, Maggie and I then had a break. We headed downtown for some lunch at Rice Junkies and jumped back in the car to head over to OHSU. And then we headed up to our 3 hour appointment. She met with a clinician who does some evaluations with her (speech, gross and fine motor skills, physical movement, sound awareness and such), then with the Neuro Ped and then with an audiologist. Each person is about a hour session and was super helpful, informative and really nice!

As they tested Maggie for all her motor skills and language, it was said multiple times how much of a talker she was. She was yacking up a storm and was very expressive and funny with the clinician. She did great on all her evaluations except for when you pull her up, she does not help you at all. So she is still slightly low muscle tone. But the doctor explained this is very normal for babies of her NICU situation and she is right on for that and eventually will catch up. No concern really. She reaches for things and swats at things and notices things, all perfect for her age. It is crazy how they can test each of these areas and determine if she is behind in something. I was impressed at all the Maggie put up with!

When they left, we then had about 10 minutes before the Neuro Ped doctor came in and Maggie was out. She feel asleep hard core and slept through the initial question and answer time with us and the doctor and then I had to wake her up for him to do his own observation. She was not super happy about this but eventually started smiling and he was able to do interact with her some. He was happy with her as well. We did talk about concern about hearing loss considering my situation and the history in my family. He also mentioned something else we had never heard before that because of her pulmonary hypertension and the treatment of antibiotics they give for that, Maggie could also be at a little higher risk for hearing loss. He mentioned this and my family history to the audiologist before we met with her.

The audiologist was very informative and nice. We talked about my history and such and discovered that most likely my hearing loss is genetic and related to something I was born with. AJ loved talking to the audiologist about it. I was so happy to know that since Maggie did not have what I had, most likely she won't have severe hearing loss like I do. That is not to say she won't struggle at all, but we will be monitoring her for sure. SO then the audiologist performed a couple of tests on her and her hearing was PERFECT! No issues thus far. Praise the Lord! Again and again Maggie continues to amaze us!

So after 2 hours and 45 minutes we were done. We did another diaper change on Maggie and hit the road back home to Salem. She had done awesome. She slept the whole ride home as she was exhausted and worn out. I don't blame her one bit. It was a lot for us as parents and we didn't have to endure multiple dress and undress, a shot, an ultrasound, two hearing tests, a full motor skills test and 2 check ups by doctors. She was a champ.

Our next follow up with the doctor at Dornbecker is not till she turns one. So no more marathon doctor appointment days like that for a long while.

Miss Maggie, you are a rock-star. Thank you for putting up with everyone so beautifully and still smiling despite all we put you through on Friday. We love you lots, Mommy and Daddy!

P.S. Thank you, Lori, for watching Porter as he would have been bored to tears, literally!